- Life Insurance
a stewardship solutions organization, MMA helps Anabaptists
practice biblical stewardship through its expertise in insurance,
financial services, charitable-giving programs and fraternal
with more than 25 denominations with historic Anabaptist roots,
MMA serves church members, congregations, church-related institutions,
and Anabaptist-run businesses. However, selected services
and products are open to anyone regardless of his or her religious
MMA's key differences
benefits: When church members participate in MMA, they
help church members and congregations through benevolence
programs like the Sharing Fund and educational resources.
These benefits have no effect on premiums or fees. The benefits
are funded primarily by MMA's unique tax status: a large part
of MMA is a fraternal benefit association. MMA also contributes
a portion of its net financial gains to fraternal programs.
investing: MMA follows a philosophy of stewardship investing
based on its 500-year-old Anabaptist faith tradition. This
philosophy balances a responsibility for productively using
financial resources with a concern for individuals, communities,
and environments that are affected by MMA's investment choices.
See MMA's Stewardship investing guidelines on their web pages
for more details.
seek investments that support:
investments that support:
for human dignity
and defense contracting
participates actively in corporate decisions through shareholder
initiatives and direct company dialogue, challenging harmful
activities, encouraging positive social and environmental
change, and supporting wise stewardship decisions that offer
long-term benefits to all their stakeholders.
and domestically, MMA pursue community development investing
that widens opportunity and empowerment for economically disadvantaged
communities and individuals.
MMA - Life Insurance Products
Affinity Life Insurance
insurance can help meet a variety of needs, including replacing
a deceased person's income, mortgage protection, retirement
and college funding, estate planning, and business-continuity
protection. To offer maximum flexibility in meeting those
and other needs, Affinity Life Plans are available as universal
life plans, term life plans (also called level premium), and
last survivor protection (to reduce potential taxes due at
can also use Affinity Life Plans to purchase coverage for
their employees. In most states, life coverage is included
with MMA's fully insured health plan, ShareNet Employer Plan.
Life Plans are not available in all states.
plans are the most versatile life coverage your family can
have. They accumulate cash at current interest rates and allow
you to decide how much you need and the amount of your own
universal life plans give you necessary death benefit protection
while offering tax advantages to help plan for future needs.
plans are ideal for individuals or families who need only
temporary life coverage. Premiums for term life plans are
economical, stable, and guaranteed. In addition, if your needs
change, you can change your plan to a universal life plan,
as long as you do so within the time frame outlined in your
last survivor plan is for people who have sizeable estates
or businesses and want to protect their survivors from having
to pay large amounts of money to satisfy federal estate taxes,
state taxes, legal expenses, and administrative expenses.
current law, when a person dies, all of the assets are passed
to the spouse without having to pay any estate taxes. But
when the second person dies, all assets over $600,000 are
subject to federal estate taxes that begin at 37 percent and
increase to as much as 55 percent.
last survivor plan is designed to help solve estate planning
problems such as these by insuring the lives of both husband
and wife under one universal life insurance policy. The benefits
are payable after the second death and provide ready cash
for estate taxes so your estate can pass to your family and
charities virtually intact.
North Main Street,
P.O. Box 483,