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 Cheapest Life Insurance USA

MII Life - Life Insurance

About MII Life

MII Life is part of the family of companies featuring one of the premier health care providers in Minnesota. Together, MII Life serve over 1.8 million people.

MII Life makes it easy for employers to offer a comprehensive benefit package including life and disability insurance, long-term care insurance, and flexible spending accounts.

  • Group life insurance policies offer basic term life and accidental death and dismemberment coverage. MII Life also offers voluntary term life insurance for employees who want more protection.
  • Short-term disability coverage helps employees replace weekly income in the event of an accident or illness.
  • Convenient flexible spending accounts let employees set aside pretax dollars for insurance premiums, medical expenses and dependent care expenses.
MII Life also offers individual life insurance plans to meet a range of needs.

MII Life maintains strong marketing relationships with providers of long-term disability coverage. MII Life are committed to providing quality and cost-effectiveness in their programs.

MII Life - Group Life Insurance

Basic Group Term Life and Accidental Death and Dismemberment coverage is designed to provide you with the coverage you need to protect you against the financial consequences of your death or the death of a family member. Choose from a variety of benefit plans to meet your group's needs.

  • Premiums deducted from payroll
  • Disability waiver premium included
  • Accelerated life benefits
  • Accidental death and dismemberment
  • Conversion option
  • Optional dependent life benefit
Voluntary Term Life Insurance from MII Life, Inc. gives you and your family the opportunity to economically and conveniently provide for your current life insurance needs. This plan will provide you with a high amount of life insurance protection for a low amount of money.
  • Premiums deducted from payroll
  • Completely portable at the same group rates, to age 70
  • Spouse and dependent coverage option
  • Guarantee issue amounts available
  • Professional enrollment services

Illness Recovery Benefit

  • For groups of twenty-five or more
  • Provides accelerated payment of life insurance benefits to your employee for the first occurrence of certain covered conditions, up to a maximum
  • Can be added to Basic Group or Voluntary Term Life Coverage
  • Covered conditions include life threatening cancer, heart attack, coronary heart disease resulting in bypass surgery, stroke, renal failure, amyotrophic lateral sclerosis (Lou Gehrig's Disease)

Short-Term Disability Coverage

  • Short-term disability coverage helps make sure you are not caught short financially in the event of a short-term disability that prevents you from working.
  • This coverage is for accidents or sickness with full maternity coverage and can be written for 13 or 26 weeks.

Long-Term Disability Coverage

  • Gives the assurance that your income will not drop below a realistic percentage of your regular income.




PO Box 64193,
St. Paul,
MN 55164.

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