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 Cheapest Life Insurance USA

Erie Insurance Group - Life Insurance

About Erie Insurance Group

From their modest roots in 1925 as a Pennsylvania auto insurer, Erie Insurance Group grown to become the 13th largest auto insurer in the country. 75 years later, you'll find them in 10 states and the District of Columbia -- from New York to North Carolina and many states in-between, Erie Insurance Group strive "To provide our policyholders with as near perfect protection, as near perfect service as is humanly possible and to do so at the lowest possible cost."

Erie Insurance Group Company Profile

Founded on April 20, 1925 by H. O. Hirt and O. G. Crawford in Erie,Pennsylvania, The ERIE now has an agency force of more than 6,300 licensed independent agents representing nearly 1,500 independent agencies that sell auto, home, life and business insurance in ten states and the District of Columbia. Erie Insurance Group's founding principle guides them in all they do: "To provide our policyholders with as near perfect protection, as near perfect service as is humanly possible and to do so at the lowest possible cost."

Erie Insurance Group's service territory includes:

  • Illinois
  • Indiana
  • Maryland
  • New York
  • North Carolina
  • Ohio
  • Pennsylvania
  • Tennessee
  • Virginia
  • West Virginia
  • District of Columbia

ERIE Facts

  • Founded in 1925 in Erie, Pennsylvania
  • Serves 10 states and the District of Columbia
  • 12th largest auto insurer in the country
  • 24th largest property/casualty insurer out of more than 3,000 companies in the country
  • 3,569 employees in 22 offices
  • More than 6,300 independent agents representing nearly 1,500 independent agencies
  • Nearly 2.9 million policies in force
  • More than 235,000 life policies and annuity policies in force
  • More than $2.2 billion in net property/casualty premium
  • A. M. Best's highest rating of A++ superior
  • A (excellent) rating from Weiss
  • Top 50 ranking from Ward Financial Group

Erie Insurance Group Life Insurance

In today's fast paced world, it's easy to lose track of time. Your decision to protect your family or business is one of the most important decisions you will ever make and should not be put off.
The life insurance products offered by Erie Family Life are available only through your local independent agent representing the Erie Insurance Group. Erie Family Life is committed to sound underwriting, fair pricing and a prudent investment philosophy. These factors have contributed to our ability to consistently earn an A+ (Superior) rating from the A.M. Best Company. The combination of a quality agency force and the financial stability provided by Erie Family Life assures you that we'll be there when you need them most.

Erie Flagship Term Insurance

Term life insurance is a popular form of coverage that allows you to purchase large amounts of protection at attractive premium rates. In recent years, many companies have been offering term insurance through a variety of means, including toll free numbers and the Internet.

Erie Family Life believes that you deserve the personal service that only a professional ERIE Agent can offer. That’s why their products are available only through a carefully chosen group of professional insurance agents selected to represent the Erie Insurance Group.

The Promise of ServiceSM Erie Insurance Group offer is that they will be there when you need them, today, and in the future.

The ERIE FLAGSHIP TERM Series from Erie Family Life offers level term life insurance coverage with current premiums that are projected to remain level for 10 or 20 years, and increase annually thereafter if continued protection is desired.

Policy Features

  • Minimum Policy Size: $300,000.
  • Rate Classifications: Tobacco, Preferred (Non-Tobacco), Select and Super Select
  • Issue Ages:
    10 - Year Term Ages 21-70
    20 - Year Term Ages 21-601
  • While the policy is in force, you may convert it to cash value life insurance up until the anniversary date on which the insured reaches age 70, without evidence of insurability. Erie Insurance Group guarantee this conversion privilege regardless of health, occupation, or hobbies. Erie Family Life does not impose hidden restrictions or conditions that would prevent you from exercising your conversion option.
  • The Accelerated Benefit Rider is automatically included without cost to all ERIE Flagship Term policies. This rider pays up to 50% of the death benefit (to a maximum payout of $250,000, less the administrative expense charge and interest charge) to any insured who is diagnosed as being terminally ill and expected to die within 12 months.
  • An optional Premium Waiver Benefit allows insurance protection to continue, with no further premium payment necessary, if you become totally disabled for more than six months. If total disability continues to the end of the conversion period, Erie Family Life will automatically convert your policy to a whole life plan and continue to waive all premiums on the new policy for as long as the disability continues.

This online information is not an insurance policy. It is only intended to provide a general description of the ERIE Flagship TermSM Series. The policy contains specific details of the coverages, conditions and provisions. Your ERIE Agent can answer any questions you may have before you buy.

100 Erie Insurance Place,
PA 16530-0001

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