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 Cheapest Life Insurance USA

Combined Insurance Company - Life Insurance

Combined Insurance Company - Meeting the Needs of Today

With strong roots in the past and promising designs for the future, Combined Insurance Company enters the new millennium equipped with a growing line of exceptional products tailored to meet the changing needs of the American consumer.

Combined Insurance Company's first-rate products have been benefiting their policyholders for more than 80 years. Now with an even more extensive product line, Combined Insurance Company offers excellent, affordable supplemental coverage including accident, health, life, disability, Medicare supplement, long-term care and critical illness insurance.

Talented professionals market Combined Insurance Company's products with the kind of personal hands-on service that is almost unheard of today. Policyholders experience the security of one-on-one interactions with their Combined representative, and can rest assured knowing their care is effectively provided by a company they can trust. For today’s changing needs – from supplemental coverage for you and your family to setting up a voluntary benefits program at your workplace – you can count on Combined’s dedication to terrific service.

Every year, more and more people are discovering Combined Insurance Company’s high quality service and top-of-the-line products. As their business grows, so does their need for motivated, ethical and caring individuals who want to help others while providing the best things in life for themselves and their families. Combined’s in-depth training and merit-based promotions help individuals achieve business, family and financial goals, while turning jobs into careers and dreams into reality.

Experience Combined Insurance Company's growth first-hand – merge your career goals with the established success of Combined, a leading subsidiary of Aon – one of the foremost insurance brokerage, consulting services and consumer insurance underwriting organizations in the world.

Whether you’re looking for affordable coverage or an excellent career opportunity, Combined is the vehicle to take you where you want to go!

The Combined Insurance Company Mission

For nearly a century, Combined has been delivering quality supplemental insurance to families. Their focus for the 21st century is on growth and expansion. Their top priority is to strengthen and develop our core distribution channels, to identify and penetrate new markets while simultaneously leveraging partnership opportunities. With strong roots in the past and promising designs for the future, Combined Insurance Company enters the new millennium equipped with a growing line of exceptional products tailored to meet the changing needs of the consumer.

Combined Insurance Company's plans for the new millennium include:

  • Designing more effective distribution systems and more appealing products in their core businesses in order to meet the changing needs of their customers
  • Looking beyond their traditional insurance solutions to set up customer management programs that improve their client relationships
  • Recruiting talented individuals with fresh perspectives to broaden their organizational views and opinions
  • Looking for ways to apply today's technology to address issues and provide solutions
  • Finding new opportunities for growth and expansion into new markets

Supplemental Life Insurance

Why do you need Supplemental Life Insurance Coverage?

Because, unfortunately, death is a fact of life. And while no one can avoid the inevitable, Combined Insurance Company can help shoulder some of the financial risk involved.

Often times, we only think of the funeral and burial costs associated with the loss. Have you considered the other costs, such as:

  • Attorney's fees
  • Short term debt (car loans, etc)
  • Unpaid medical bills
  • Credit card balances

Combined Insurance Company offers several life insurance plans. Below is a brief description of their major plans:

Combined's Whole Life "Assured Life Protector" is a final expense policy for applicants 0 to 54 years of age. It offers protection with options to increase the value over time.

Combined's "Golden Life Plus" policy is an insurance program designed to pay final expenses for policyholders age 55 to 75 years of age. Policy features an accelerated benefit payment for terminal illness.

Combined's "Family Income Protector" is a decreasing term policy designed to pay your family a steady monthly income from 10, 15 or even 20 years.

Combined's "Children's Life Protector" is a term to age 24 policy for children through 19 years of age. Two plans are offered with options to increase the value over time.

Combined Insurance Company life sales force also sells the Personal Income Protector, an insurance program designed to pay you a steady monthly income during a covered disability. This disability insurance coverage can help to replace vital income if you were sick or hurt and unable to work.

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