Family - Life Insurance
Family Life - The Fraternal Difference
concept of fraternalism is based on the principle of brotherhood,
the genuine humane concern for others. This is the philosophy
upon which Catholic Family Life Insurance was founded.
a non-profit fraternal benefit society, Catholic Family provides
security to members through affordable insurance and annuity
plans, value-added fraternal benefits, and branch affiliation,
which allows members to help each other and people in their
communities in time of need.
to Changing Needs
Inspired by Bishop Henni's concern for others, Catholic Family
has a rich tradition of benevolent activity. Since 1868, the
Society and its members have supported charitable, religious,
educational, and patriotic endeavors through programs which
assist individuals, communities, and the nation.
many of the concerns that originally brought Catholic Family
members together are no longer evidenced, contemporary issues
have taken their place. Participation in remodeling and new
construction projects, co-sponsored by Catholic Family and
Habitat for Humanity International, provide affordable housing
for the poor. Support of pro-life programs, child abuse prevention,
and drug awareness education are just a few of the other social
programs Catholic Family and its members have sponsored to
address the concerns of modern society.
Fraternal System is Unique
All fraternal benefit societies, whether ethnic, religious,
vocational, or general in origin, share basic guidelines of
organization. Fraternal benefit societies provide insurance
protection; have a representative form of government which
gives members a voice in the society's operation; are represented
by a system of local branches; and operate for the mutual
benefit of their members on a not-for-profit basis.
Catholic Family Life Insurance - Benefits of Membership
of Catholic Family are more than just policyholders. The Society
belongs to them and they are able to become involved in the
Society at various levels. The Society was founded by Catholics,
for Catholics, and the best interest of the membership is
always their main concern.
In addition to providing financial security through insurance
and annuity programs, Catholic Family members become eligible
to apply for a number of value-added fraternal benefits.*
Members of the Society can apply for benefits such as the
First Communion Benefit, Catholic Retreat Benefit, Scholarships,
Summer Camp Programs, Orphan Benefits, NewBorn Benefits, Medic
Alert IDs, Home Eye Tests, and a First-Time Home Buyers Guide--all
at no additional cost. In addition to those listed here, members
benefit from special discount and travel programs. They also
receive the full-color quarterly magazine, The Family Friend,
to keep them informed about Society events and programs, as
well as other topics of interest to Catholics.
Financial Protection for Catholics
Products of Choice*
The products Catholic Family Life develop and offer are the
products of choice for your family's specific needs. They
offer an outstanding portfolio of products. Following are
brief overviews of some of their most popular products. For
more information and plan details, please contact their home
office or a Catholic Family representative.
Life Insurance Plans
Whole Life Insurance provides permanent life insurance protection.
An array of policy riders enable you to customize a policy
for your specific needs.
Lifestyle Universal Life is life insurance with flexibility.
You can adjust your premium payments and policy death benefits
according to your changing needs. By properly using this flexibility,
one policy can serve multiple life insurance needs. This gives
you simplicity and efficiency in your life insurance program.
Term life insurance provides protection for a specified time
period (term). Because there are no cash value accumulations
with term insurance, the premiums at any given issue age are
temporarily lower than for a comparable amount of permanent
insurance. Term insurance is ideally suited for meeting temporary
protection needs such as providing your family with an income
or paying off a mortgage should you die during the term period.
An annuity is a savings vehicle, used primarily for retirement
planning. Money is kept on deposit at interest until distribution
is desired. Benefits include guaranteed safety, liquidity,
deferred income tax, and competitive interest. Annuities may
be established as an IRA, and may be used for allowable pension
rollovers and tax-deductible retirement savings.
Provides a reliable source of replacement income regardless
of the type of disability. That's an important promise since
you can choose your disability insurance but you cannot choose
your disability. Accident and sickness fall into five general
JumpStart! gives children a start on the road to financial
responsibility. JumpStart! provides $10,000 in term life insurance
coverage to age 25, for children ages 0-17--for only $25 a
year. It protects a child's future insurability by offering
conversion at age 16 or older to a regular permanent policy
of up to $25,000--regardless of health (if the policy has
been in force for at least two years). In addition, JumpStart!
enrollees become eligible to apply for Catholic Family's fraternal
benefits programs at no additional cost. For a child or grandchild,
it can be the beginning of his or her financial estate.
P.O. Box 11563,