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 Cheapest Life Insurance USA

Best Life and Health - Life Insurance

Welcome to Best Life and Health

Welcome to BEST Health Plans, providing group medical, dental & vision, and life insurance to small group employers since 1970. Their products include medical insurance for groups of 2 to 50 employees, dental insurance for groups of 3 to 200 employees, and portable and voluntary life for 10 or more employees.

Today, as one of the oldest and most experienced administrators of small group business in the country, BEST Health Plans has built its reputation by providing service to their agents and their clients that cannot be duplicated by any competitor or insurance company. Best's staff are there to serve you, bringing a wealth of knowledge and stability, delivering excellent service for your plan.

About Best Life and Health

Best Life and Health Customer Service is provided through Beneficial Administration Company, a national independent third party administrator (TPA) of medical, dental, vision, life and disability programs. Explore their web site at and become familiar with their services and the administrative simplicity offered.

The Best Life and Health Customer Service Department is open from 7:00 a.m. to 5:00 p.m. PST. You can reach them at (800) 854-7417. You will always speak to a real person - they don't believe in voice mail during business hours. You can, however, leave them a message after business hours and they will return your call the next business day.

You may fax any request to Best Life and Health Customer Service at (949) 724-1603.

The Best Life and Health administration department consists of Customer Service, New Case, and Add-On departments. After your case has been approved, it is sent to New Case where they issue Certificate Booklets and I.D. Cards. If you need assistance with your plan or you just have questions, their Customer Service department can help you. When you wish to add a new employee to your plan, you should contact the Customer Service department who will, in turn, notify the Add-On department.

Voluntary and Portable Group Term Life Plan

The Voluntary and Portable Group Term Life plan is available to groups of 10 or more employees that can be added to an existing plan or 20 employees or more on a stand alone basis. The plan is fully insured by BEST LIFE and Health Insurance Company.

  • Completely voluntary
  • Portable
  • Guaranteed Issue to $50,000
  • Coverage available from $10,000 to $300,000

This plan may be written with a minimum of 20 employees on a stand alone basis. If your firm has a current plan with Best Life and Health, only 10 employees are required for this plan. No other participation rules apply!

If you leave your employer for any reason, you may take this plan with you. BEST Life will bill you on a quarterly, semi-annual or annual basis.

Guaranteed Issue
If an employee is under the age of 60, they are guaranteed a minimum amount of $50,000 of life insurance with no medical questions asked!!

Design your own plan
Each employee can choose coverage in $10,000 increments up to five times your annual earnings. The maximum coverage is $300,000

Your employer will payroll deduct your premium so no extra bills for you to pay!
For a more detailed explanation of benefits, limitations or exclusions, please E-mail Best Life and Health at [email protected] or please call BEST Health Plans at (800) 237-8543.

The summary above is meant to be a brief description of plan benefits and features only. For a complete description of benefits, exclusions, limitations and participation requirements, please call BEST Health Plans at (800) 237-8543. The accuracy of this summary is not guaranteed and the information herein is subject to change without notice.


2505 McCabe Way,
CA 92614

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