Home Life - Life Insurance
Home Life - Mission Statement
American Home Life will deliver insurance products that are
based on sound principles, contribute to profitable growth,
and provide their customers with the best possible value and
American Home Life will deliver these products through professional
insurance agents who share their values and their commitment
to serving the needs and interests of those they insure.
American Home Life will manage their resources with prudence
and high integrity, conscious of their promise to deliver
benefits, and dedicated to building upon their strong financial
American Home Life will conduct their operation within a system
of carefully-identified corporate objectives guided by a Board
of Directors and management group motivated by excellence,
innovation, and responsibility.
American Home Life will provide their employees with a comfortable,
open and participative organization, which fosters personal
growth and rewards innovation and productivity.
American Home Life will be a good corporate citizen, providing
leadership and a cooperative spirit in service to the community
and the industry.
American Home Life History
business in July 1909
mutual company specializing in life insurance
1.1 billion dollars of life insurance in force
under management exceed 95 million dollars
of the company including IMR/AVR exceeds 10.15 million
paid to policyholders and beneficiaries since organization
exceeds 124 million dollars
in 20 states
A.M. Best Company rates American Home Life Insurance,
with its fourth highest rating, in the Secure Ratings
with an A- (Excellent)
American Home Life was incorporated on May 3, 1909 and commenced
business July 10, 1909 under the name of Kansas Home Mutual
Life Insurance Company. In 1912, the Company merged with American
Mutual Life Insurance Company of McPherson, Kansas and adopted
the name, "American Home Life Insurance Company".
that time, American Home Life have continued to grow and innovate
while remaining true to their commitment - which is to provide
efficient, courteous, and effective service to their policyowners
and sales force. Weathering the nation's economic storms,
the Company has remained strong and continues to meet its
obligations to policyholders through conservative management
of resources and a sound investment philosophy.
years have seen strong growth. Over the past 11 years, assets
have more than doubled and surplus increased in excess of
64%. A.M. Best rewards their strength and security with a
rating of "A-" (Excellent); well within the "SECURE"
portion of their rating scale. For 91 years, American Home
Life have served you and your family.
Home Life's commitment is as strong as ever to make certain
the trust and confidence you have in American Home Life is
American Home Life - Life Insurance Products
(AMERICAN) (YOUNG AMERICAN)
Traditional participating whole life policy with guaranteed
premiums, face amount, and cash values. Second year dividend.
Low issue minimum ($2,500). Will accept all riders. IDEA:
Use as foundation for inexpensive family insurance plan....add
spouse and childrens riders.
PREMIUM WHOLE LIFE
(AMERICAN LEGACY) (YOUNG AMERICAN LEGACY)
Participating whole life insurance requiring one premium payment.
Dividends used to purchase additional paid-up coverage. Cash
value is guaranteed. Minimum issue $5,000 face value or premium.
IDEA: Use with clients who have good pension plans and have
extra cash. Use that cash to increase the assets transferable,
income-tax free, at the insured's death. The death benefit
and cash value of the plan grow while it is in force.
(ENDURING GIFT) (CUSTOMER BENEFIT) (LIFE FORCE)
Modified version of Traditional Whole life. Geared for associations
or groups. Unisex, aggregate rates. Simplified underwriting.
Three specific programs for specialized group needs.
IDEA: Use supplemental materials to gain program support.
PAID UP ADDITIONS RIDER
Single premium life rider. Dividend additions are interest
sensitive. May be added to Whole Life (American) plan in a
single premium lump sum (as in a 1035 exchange) or in recurring
IDEA: Use our user-friendly PARider software to enhance the
values in an insurance program to reduce out-of-pocket premium
payments or to accumulate funds for future needs. Point out
the additional death benefit!
400 South Kansas Avenue,
P.O. Box 1497,